Credit safety · Updated October 13, 2026

Pause before sharing or paying

A professional-looking page is not enough to establish trust. Take time to verify the organization, its contact details, and what you are being asked to do.

This is general education. We may earn a commission from partner links. Read our disclosure.

Start with the details

1. 01

   Use an independently verified website or phone number to check who you are dealing with.

2. 02

   Read the terms, costs, and requested permissions before sharing information.

3. 03

   Keep copies of messages and agreements, and use official consumer resources if you suspect a problem.

Questions worth asking

• Can I verify the business outside the message I received?
• Is someone promising a guaranteed result or rushing me?
• Why is this information or payment needed?

Continue with an official resource

For current information and the next steps that apply to your situation, visit FTC: Consumer advice. These resources are educational links, not endorsements or guarantees.